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Sonnad, J. S.
- A Study on Activity Wise Performance and Short Falls in Priority Sector Lending in Kalaburagi District
Abstract Views :273 |
PDF Views:0
Authors
S. Kumar
1,
J. S. Sonnad
1
Affiliations
1 Department of Agribusiness Management, University of Agricultural Sciences, Dharwad (Karnataka), IN
1 Department of Agribusiness Management, University of Agricultural Sciences, Dharwad (Karnataka), IN
Source
International Journal of Commerce & Business Management, Vol 10, No 2 (2017), Pagination: 104-111Abstract
Finance is the key element which almost all activities revolve around. A sound financial system is a symbol of sound economy. It performs the role of intermediary between savers and investors. Priority Sector Lending (PSL) is a scheme which is intended to give loans to the important priority sectors of the economy. Keeping the objectives, performance of priority sector lending in Kalaburagi district was studied. The critical difference value of the ANOVA indicated, that there all the three types of banks lent amount towards the priority sectors differently in the study areas. The co-operative sector needs to be geared in respect of total advances along with priority sector lending through appropriate policy measure.Keywords
Financial, Priority, ANOVA, Sectors, Less Developed Country.References
- Abhijeet Biswas (2014). Bank lending to MSMEs in India. Internat. J. Multidisciplin. Res. Soc. Mgmt. Sci., 2 (3) : 44-49.
- Duvvuri Subbarao (2012). Proc. of Anniversary Celebration of NABARD, Agricultural Credit-Accomplishments and Challenges, Reserve Bank of India.
- Jaynalud-din Ahmed (2008). Priority sector lending by commercial banks in India: A case of Barak Valley. Asian J. Finance Account., 2 (1): 92-110.
- Manoj, P.K. (2010). Prospects and problems of housing microfinance in India: evidence from “Bhavanashree” project in Kerala state. European J. Econ. Finance Admin., 1 (19): 178-184.
- Patil, S.M. (2000). Performance of primary cooperative agriculture and rural development banks in Dharwad district. Ph.D. (Ag.) Thesis, University of Agricultural Sciences, Dharwad, Karnataka (India).
- Peter John, Joseph James, V. and Ratheesh, C. (2013). Priority Sector Lending in Kerala: Current Issues. Internat. J. Business Mgmt., 1 (5): 28-36.
- Raman, P. (2010). The performance of commercial banks towards priority sector advances in Tamil Nadu. Internat. J. Mktg. Financ. Serv. Mgmt. Res., 2 (2): 1-23.
- Ramappa, P. and Sivasankaraiah, M. (2007). Performance of Rayal Seema Grameena Bank: A study. Southern Economist, 46 (1): 25-28.
- Shabbir, N. and Mujoo, R. (2014). Problem of non performing assets in priority sector advances in India. J. Econ., 2(1) : 241-275.
- Shilpa Rani and Garg, Diksha (2015). Priority sector lending: trends, issues and strategies. Internat. J. Mgmt. Soc. Sci. Res., 4 (1): 24-28.
- Srinivasan, N. (2011). Microfinance India: State of sector report 2010. New Delhi, India: SAGE publications.
- A Study on Targets and Achievements in Belagavi District
Abstract Views :268 |
PDF Views:0
Authors
S. Kumar
1,
J. S. Sonnad
1
Affiliations
1 Department of Agribusiness Management, University of Agricultural Sciences, Dharwad (Karnataka), IN
1 Department of Agribusiness Management, University of Agricultural Sciences, Dharwad (Karnataka), IN
Source
International Journal of Commerce & Business Management, Vol 10, No 2 (2017), Pagination: 139-145Abstract
Finance is the key element which almost all activities revolve around. A sound financial system is a symbol of sound economy. It performs the role of intermediary between savers and investors. Priority Sector Lending (PSL) is a scheme which is intended to give loans to the important priority sectors of the economy. Keeping the objectives, performance of priority sector lending in Belagavi district was studied. The study on the target performance by the selected sectors in the areas under study revealed very poor performance especially in other priority sectors compared to agriculture, allied and retail trade business sectors.Keywords
Financial, Priority, Less Developed Country.References
- Jaynalud-din Ahmed (2008). Priority sector lending by commercial banks in India: A case of Barak Valley. Asian J. Finance Account., 2 (1): 92-110.
- Peter John, Joseph James, V. and Ratheesh, C. (2013). Priority sector lending in Kerala: Current issues. Internat. J. Business Mngt., 1 (5): 28-36.
- Raman, P. (2010). The performance of commercial banks towards priority sector advances in Tamil Nadu. Internat. J. Mktg. Financ. Serv. Mgmt. Res., 2 (2): 1-23.
- Ramappa, P. and Sivasankaraiah, M. (2007). Performance of Rayal Seema Grameena Bank: A study. Southern Economist, 46 (1): 25-28.
- Shilpa Rani and Garg, Diksha (2015). Priority sector lending: trends, issues and strategies. Internat. J. Mgmt. Soc. Sci. Res., 4 (1): 24-28.
- A Study on Activity Wise Performance of Priority Sector Lending in Belagavi and Davangere Districts of Karnataka
Abstract Views :262 |
PDF Views:0
Authors
S. Kumar
1,
J. S. Sonnad
1
Affiliations
1 Department of Agribusiness Management, University of Agricultural Sciences, Dharwad (Karnataka), IN
1 Department of Agribusiness Management, University of Agricultural Sciences, Dharwad (Karnataka), IN
Source
International Journal of Commerce & Business Management, Vol 10, No 2 (2017), Pagination: 175-178Abstract
Finance is the key element which almost all activities revolve around. A sound financial system is a symbol of sound economy. It performs the role of intermediary between savers and investors. Priority Sector Lending (PSL) is a scheme which is intended to give loans to the important priority sectors of the economy. Keeping the objectives, performance of priority sector lending in Belagavi district and Davangere district was studied. The critical difference value of the ANOVA indicated, that there all the three types of banks lent amount towards the priority sectors differently in the study areas. In activity performance lent by Belagavi and Davanagere district banks, among nine sectors agriculture sector was given the prime importance. Co-operative banks lending had a major role in agriculture sector which registered a lion’s share. The cooperative sector needs to be geared in respect of total advances along with priority sector lending through appropriate policy measure.Keywords
Financial, Priority, ANOVA, Sectors, Less Developed Country.References
- Abhijeet Biswas (2014). Bank Lending to MSMEs in India. Internat. J. Multidisciplin. Res. Soc. Mgmt. Sci., 2 (3): 44-49
- Duvvuri Subbarao (2012). Proc. of Anniversary Celebration of NABARD, Agricultural Credit-Accomplishments and Challenges, Reserve Bank of India.
- Manoj, P.K. (2010). Prospects and problems of housing microfinance in India: evidence from “Bhavanashree” project in Kerala state. European J. Econ. Finance Admin., 1 (19) : 178-184.
- Patil, S.M. (2000). Performance of primary cooperative agriculture and rural development banks in Dharwad district. Ph.D. (Ag.) Thesis, University of Agricultural Sciences, Dharwad, Karnataka (India).
- Raman, P. (2010). The performance of commercial banks towards priority sector advances in Tamil Nadu. Internat. J. Mktg. Financ. Serv. Mgmt. Res., 2 (2): 123.
- Ramappa, P. and Sivasankaraiah, M. (2007). Performance of Rayal Seema Grameena Bank: A study. Southern Economist, 46 (1): 25-28.
- A Study on Targets and Achievements in Davangere District
Abstract Views :279 |
PDF Views:0
Authors
S. Kumar
1,
J. S. Sonnad
1
Affiliations
1 Department of Agribusiness Management, University of Agricultural Sciences, Dharwad (Karnataka), IN
1 Department of Agribusiness Management, University of Agricultural Sciences, Dharwad (Karnataka), IN
Source
International Journal of Commerce & Business Management, Vol 10, No 2 (2017), Pagination: 231-236Abstract
Finance is the key element which almost all activities revolve around. A sound financial system is a symbol of sound economy. It performs the role of intermediary between savers and investors. Priority Sector Lending (PSL) is a scheme which is intended to give loans to the important priority sectors of the economy. Keeping the objectives, performance of priority sector lending in Davanagere district was studied. The study on the target in Davangere district, public sector banks failed to achieve the targets in only one sector and achieved all the targets in left over eight sector. In co-operative sector, banks failed to achieve the targets in six sectors and achieving only in three sectors. In private sector banks, there was achievement of target for four sectors and in five sectors there was no attempt made to achieve the targets performance by the selected sectors in the areas under study revealed very poor performance especially in other priority sectors compared to agriculture, allied and retail trade business sectors.Keywords
Financial, Priority, Less Developed Country.References
- Jaynalud-din Ahmed (2008). Priority sector lending by commercial banks in India: A case of Barak Valley. Asian J. Finance Account.,2 (1): 92-110.
- Peter John, Joseph James, V. and Ratheesh, C. (2013). Priority sector lending in Kerala: Current issues. Internat. J. Business Mgmt.,1 (5): 28-36.
- Raman, P. (2010). The performance of commercial banks towards priority sector advances in Tamil Nadu. Internat. J. Mktg. Financ. Serv. Mgmt. Res., 2 (2): 1-23.
- Ramappa, P. and Sivasankaraiah, M. (2007). Performance of Rayal Seema Grameena Bank: A study. Southern Economist, 46 (1): 25-28.
- Shilpa Rani and Garg, Diksha (2015). Priority sector lending: trends, issues and strategies. Int. J. Mngt. Soc. Sci. Res., 4 (1): 24-28.